If you are a HDFC Bank Customer then you can keep a Static password for online transactions you do, which means every time you do a online transaction you can skip the OTP Step and can enter the Static Password, its like use HDFC credit card without the OTP number. I feel this static password is safe and speed as some times we receive OTP’s sms as late when we do a transaction online. See below on How to Create a Static Password for HDFC Credit Card or Debit Card.

Static Password on HDFC Credit Card

How can I use my HDFC credit card without the OTP number?

Currently only Visa and Master Cards Support this Static Password option.

While transacting online on Verified by Visa or MasterCard enabled websites, there will be a password prompt. Where you can enter your password inplace of OTPs which comes to your mobile number.

HDFC credit card without OTP

How to Set a Static Passsword on HDFC Cards?

First Visit the HDFC Bank NetSafe Website.

https://netsafe.hdfcbank.com/ACSWeb/enrolljsp/HDFCValidate.jsp

Then Go to Register Option

It will ask for your Card Number and Expiry Date Enter it and Submit. See Below Image.

Now it will ask for your Date of Birth, CVV Code, Mobile Number and Email Id and Submit

Now you have successfully registered and you can set your Static Password on HDFC Credit or Debit Card.

You can also set a Personal Message and whenever you visit the website the message you set will be displayed in the payment option. For Example I set Yedh Bhavam Thad Bhavati so whenever I make a payment this message will be displayed on payment screen see below.

You can see below Image where I am adding a Rs 100 to my Amazon Account and I selected HDFC credit card and here at the payment page instead of OTP now I can enter the password which I registered in above step i.e., HDFC NetSafe Website.

This static password will be helpful when we don’t have our mobile with us or when you don’t receive OTPs on your mobile faster.