If you are a Kotak Mahindra Bank customer and would like to know how much cash you can withdraw per day using your ATM cum Debit card then it all depends on the type of Kotak Bank Debit card you have, check below Kotak ATM Withdrawal limit Per day and POS/ Internet Transaction limit per day.
Kotak ATM Withdrawal Limit
Kotak ATM Withdrawal Limit Per Day
Currently, Kotak Mahindra Bank issues 18 types of debit cards to its customers, check below for cash withdrawal information of each debit card along with POS/Ecomm Daily purchasing Limit.
| Card Type | Cash Withdrawal Limit | POS/Ecom Limit |
| Kotak PVR Debit Card | Rs 1,00,000 | Rs 3,50,000 |
| 811 Dream Different Debit Card | Rs 25,000 | Rs 1,00,000 |
| Platinum Debit Card Edge Pro Ace | Rs 1,00,000 | Rs 3,00,000 |
| Privy League Platinum Debit Card | Rs 1,50,000 | Rs 3,50,000 |
| Privy League Signature Debit Card Optima, Insignia | Rs 2,00,000 | Rs 4,00,000 |
| PayShopMore | Rs 40,000 | Rs 2,00,000 |
| Infinite Wealth Management Debit Card | Rs 2,50,000 | Rs 5,00,000 |
| Silk Platinum Debit Card | Rs 40,000 | Rs 2,00,000 |
| Business Power Platinum Debit Card Edge / Pro / Elite | Rs 50,000 | Rs 2,50,000 |
| Business Power Platinum Debit Card Ace / Astra | Rs 1,50,000 | Rs 3,00,000 |
| RuPay Debit Card | Rs 10,000 | Rs 1,00,000 |
| RuPay India Debit Card | Rs 40,000 | Rs 2,00,000 |
| Easy Pay Debit Card | Rs 25,000 | Rs 50,000 |
| Jifi Platinum Debit Card Edge / Pro | Rs 50,000 | Rs 3,00,000 |
| Jifi Platinum Debit Card Kotak Ace | Rs 1,00,000 | Rs 3,00,000 |
| Classic One Debit Card | Rs 10,000 | Rs 10,000 |
| Gold Debit Card | Rs 1,00,000 | Rs 2,50,000 |
| World Debit Card | Rs 1,50,000 | Rs 3,50,000 |
| Access India Debit Card | Rs 75,000 | Rs 2,00,000 |
| Business Class Gold Debit Card | Rs 50,000 | Rs 2,50,000 |
Kotak Debit Card Usage
Brief Description of Kotak Bank Debit Card Limit for Domestic and for International Usage for Cash and POS purchases.
Classic One Debit Card: Daily ATM withdrawal limit is Rs 10,000 for Domestic and for International it is Rs 10,000 and for POS or online transaction limit is Rs 2,00,000
PayShopMore Debit Card: Daily ATM cash withdrawal limit is Rs 40,000 for Domestic and Rs 50,000 for International. For POS limit is Rs 2,00,000
Privy League Platinum Debit Card: Daily maximum cash withdrawal limit is Rs 1,50,000 and pos/internet transaction limit is Rs 3,50,000. Daily Limits for transaction applies in India and abroad.
Kotak Visa Card Withdrawal Limit
Kotak Platinum VISA Debit Card: Based on account type it varies
Purchasing Limit: Kotak Edge – Rs. 3,00,000, Kotak Pro – Rs. 3,00,000, Kotak Ace – Rs. 3,00,000
ATM Withdrawal: Kotak Edge – Rs.1,00,000, Kotak Pro- Rs. 50,000, Kotak Ace – Rs. 1,00,000
Gold Debit Card: Daily withdrawal limit is Rs 1,00,000 and for Purchasing Limit it Rs. 2,50,000
Kotak Rupay Card Withdrawal Limit
RuPay Debit Card: Daily withdrawal limit from any ATM is Rs 10,000 and for POS/online transaction limit is also Rs 10,000
Business Class Gold Debit Card: Daily ATM withdrawal limit is Rs 50,000 and spending limit is Rs 2,50,000
Privy League Signature Debit Card: Daily withdrawal limit from ATM is Rs 2,00,000 and for purchasing if Optima account then Rs 4,00,000, if Insignia then Rs 4,50,000.
Access India Debit Card: Daily ATM withdrawal limit is Rs 75,000 and for POS limit is Rs 1,50,000
Business Power Platinum:
Debit Card Purchasing Limit: Kotak Edge / Pro / Elite- Rs. 2,50,000 | Kotak Ace / Astra- Rs. 3,00,000
ATM Withdrawal: Kotak Edge / Pro / Elite- Rs. 50,000 | Kotak Ace / Astra- Rs. 2,00,000
Jifi Platinum Debit Card: ATM withdrawal limit is Rs 50,000 for Edge/Pro account and Rs 1,00,000 for Ace accounts, Daily Purchasing Limit is Rs 3,00,000
Infinite Wealth Management Debit Card: Daily ATM Withdrawal limit is Rs 2,50,000 and Daily purchasing limit is Rs 5,00,000