If you are a Kotak Mahindra Bank Credit Card user and performing any online transaction using your Kotak card and not received the 6 digit OTP or Kotak Bank card otp sms not coming to your mobile or email then you can manually Request for One Time Password OTP for Online Transactions or IVR transactions using Kotak Card SMS Service. See below how to get Kotak Bank Card OTP by SMS.

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Kotak Card OTP by SMS

From your registered mobile number You need to send the short code SMS in below format to official Kotak bank number 5676798 or 9212738927.

Kotak Bank Card OTP

Format: KOTP Last4DigitsofCardNumber

Example: KOTP 8891 and send sms to 5676798 or 9212738927

9212738927

Upon sending SMS You will receive a SMS which contains numeric One Time Password (OTP) to your registered mobile number just enter OTP to complete the online transaction.

Every OTP is valid only for 1 transaction and is valid for 4 hours and You can request for the OTP to be re-sent only 5 times.

If you enter OTP incorrectly for 3 OTP attempts, then your Kotak Card will be blocked for 24 hours.

You can use this Kotak Card OTP service by SMS for Kotak VISA/MasterCard for Verified by Visa or MasterCard Secure Code websites only.