If you are an Indian Overseas Bank IOB customer then by using SMS Banking service you can know your IOB account balance details, Mini statement and MMID. Check below how to use IOB SMS banking service.

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IOB SMS Banking

Before using the service you need to be registered the SMS banking service. See below for Registration For IOB SMS Banking.

Visit your IOB branch and request your Mobile Number to be registered for Mobile banking, then Login into IOB internet banking and register for mobile banking.

Now from the registered mobile number you need to send a sms to 8424022122 in the below mentioned keyword.

8424022122

For Balance Enqiury:

Keyword: BAL Last 4 Digits of Account Number

Example: BAL 2346 and send sms to 84240 22122

For Mini Statement:

Keyword: MINI Last 4 Digits of Account Number

E.g., MINi 2346

Upon sending sms you will get a sms which says last 5 transactions happened on your account.

To Know IOB MMID:

Keyword: MMID

MMID is required for sending and receivng funds.

Note: Sending sms to 08424022122 will be as per your mobile number tariff. (These days its free though 🙂 )

IOB SMS Charges

Indian Overseas Bank Charges for SMS alerts is Rs 15 per quarter. This is not just specific to sms banking service, this charges are for SMS alerts.

For Students, Staff and BSBDA/BSBDS accounts SMS Charges are free.